All regular members of the cooperative are entitled to own a piece of the organization by having capital shares. The capital shares are the official revolving fund of FILO COOP and as our newest KaPartner we will be allocating this fund for our expansion, project partnerships that will create more income for the cooperative, and financial support for loan services to our KaPartners in FILO Coop.

In return, our capital shares will create an additional source of income to all of our members as we will be distributing cash dividends every end of the year with projection month of schedule of every December.

Please be informed that in order to be officially recognized as a FILO member. We ask every member to pay a minimum capital share requirement of 50 shares at P100 per share which is also eligible for yearly projected dividends.

The capital shares can be paid on per quarterly basis of P1500 equivalent to 15 shares or to be paid per year at P100 per share or equivalent to 50 shares.

Pls take note that those who will just clear their 50 shares requirement are the ones eligible to avail our High Yield Savings and any of our LOANS services.

Associate members are also entitled to purchase capital shares at a minimum of 10 shares at P100 per share that can be paid on a monthly basis at P100 or per year at P1200.


Filipino Initiated Livelihood Organization Credit Cooperative or FILO COOP was intended to alleviate the financial status of each of its member thru its financial services, financial programs, and entrepreneurship seminars. It tends to teach its members to be more responsible and mature on dealing and handling their finances in pursuance of uplifting their socio-economic conditions and contributing to the country’s economic growth.


We, the founders of this cooperative, studied keenly the country’s financial illiteracy and its effects to our countrymen. As a result, we decided to build a medium that can enhance our members’ financial competency. We wanted to change the typical mind setting of Filipinos by providing them access to credit for establishing their own businesses and guiding them on their ventures.



To empower its members in sustaining overall needs for investment, savings or credit and molding them to be an effective citizen of the Philippines.


To promote aid and support to every member of the cooperative through a comprehensive education by using its overall resources in achieving a common goal.


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